What to Do When a Storm Damages Your House – Insurance Claim Process


The insurance company should be provided with an estimate in writing detailing the work that will be required and how long it will take to complete. However, if there is an extensive structural issue or an item was damaged during the storm, the warranty might not be able to cover the cost in this moment or you might need contact a storm proof screen manufacturer to arrange for repair, installation or cleaning up after storm damage.
If you are aware of what’s insured by your policy, establish deadlines for repairs

Damage from severe weather can require extensive repairs that may last for a few weeks, or perhaps even months. To avoid frustration to both sides, you should set time limits. If your windows have been damaged due to the weather’s extremes, it’s best to have them replaced when you can. This can minimize disruption and also ensure that windows can be repaired quickly during winter in the event that windows do not fit exactly as they do during colder seasons. Many insurance companies will offer advice on what you should do in the case that a storm causes damage to your home. They also will pay certified contractors who have the same experience. This helps ease stress and helps avoid future problems.

Fire caused by lightning is often considered to be one of the most deadly of kinds of damage caused by storms because it’s usually started by a direct strike by lightning. Modern weather forecasting and technological developments have made the deaths of lightning much less frequent. Yet, it’s more likely you will experience some kind of house fire. In the event of a fire that is caused by lightning can be extremely difficult to extinguish regardless of how well your emergency plans are.

The force of the hail could cause the structural destruction of your home and vehicles parked in the outside. Additionally, hail storms are often made up of lots of small stones, too – thus it’s important to determine which hail impacts your specific insurance company.

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